Position Summary: The purpose of this job is to lead and direct the compliance and risk management program for Mortgage Management in a manner to ensure effectiveness. This includes the control audit processes, as well as processes that mitigate financial, operating, legal and regulatory risks in the Mortgage Management business lines, and other enterprise oversight groups. This role will work closely with each business line manager of Mortgage Management to ensure effective controls, procedures, and processes are established and maintained to meet both internal and external regulatory and investor standards.

Responsibilities:

• Lead and/or participate in the first line of defense control and financial audit processes, risk management processes, and lead resolution or fulfillment of internal and external findings. Primary contact within Mortgage Management for regulatory exams, questions, etc.
• Act as liaison and coordinate for communications and responses regarding compliance, audit, external legal among or between the mortgage business lines, and participate in necessary resolutions, and in coordination with the company’s compliance area, internal counsel and ERM office. Address account-specific issues in coordination with Compliance, Legal, Audit, ERM, and the applicable business line manager.
• Provide active leadership, membership, and participation in assigned committees, including but not limited to MBC and various bank committees.
• Manages and administers a monitoring and quality assurance testing program to ensure compliance across assigned business lines.
• Responsible for departmental training on compliance awareness and any regulatory and investor changes
• Maintains a proficient knowledge of rules and regulations across the business lines
• Perform additional duties as assigned

Qualifications:

Required:

• 4-year college education required in a related field or equivalent work experience. Graduate level education preferred.
• Law Degree required, with emphasis on Compliance.
• 6+ years of experience in compliance, audit, or other related compliance function specified to Mortgage Management
• Experience with financial and mortgage processes
• Experience with mortgage account level information processing of operating systems
• In depth knowledge of the functions, financials, and operations of Mortgage Management business lines, and a working knowledge in the applicable laws, statutes, and regulations governing mortgage activities.
• Understanding of business practices, industry practices, and scope of regulatory requirements
• In depth understanding of the processes that generate financial information in a technology-based environment, and the methods to reflect information for management reporting.
• Must exhibit strong internal leadership and demonstrate accountability for effective execution of financial and risk related directives
• Requires excellent verbal and written communication skills among varying degrees of individual skillsets, including associates, managers, auditors, legal representatives, regulatory officers, and other corporate oversight officers
• Ability to plan actions, prioritize tasks, and provide guidance to work toward shared goals
• Technical skill requirements include intermediate-level Microsoft Word and Excel, and the capability to work with data extracts
• Ability to create a work environment that is inclusive and receptive to diversity and maximizes productivity from a team member through individual contributions
• Ability to make decisions based on logical reasoning without frequently referring to others

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Job Type: Full-time

Pay: $140,000.00 - $160,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Paid time off
• Tuition reimbursement
• Vision insurance

Physical setting:

• Office

Schedule:

• Monday to Friday

Ability to Relocate:

• Birmingham, AL: Relocate before starting work (Required)

Work Location: In person